Can I apply if I already have an outstanding balance with Level?

You are welcome to reapply, but these applications will be evaluated by Level on a case-by-case basis

Yes, you are welcome to reapply while you still have an outstanding balance. This process is known as a refinance or "refi". These refi applications will be evaluated by Level on a case-by-case basis depending on the amount outstanding and payments history. If you are approved for new funding, you will receive the difference between the new amount and the amount outstanding from your prior funding. Effectively, your new funding will first go towards repaying the prior balance.


Have questions about Level? Have an existing advance? You can call us at +1-877-414-2955. We’re open Monday to Friday 8 AM - 5 PM PT --except on holidays.