Powering on-demand small businesses

You're working hard. You deserve a credit solution that works for you.

The Level Advance is a credit solution tailored to how you work.
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96%
of businesses that use Level would recommend to a friend
“I was facing a lot of difficulties getting credit or financing, but Level was there."
Elijah McCall, New York
"Level helped me bounce back and get my wheels turning again."
Khider Omer, Los Angeles
"Here's a view for you of the tremendous opportunity Level has provided!"
Edgar Guzman, Seattle
"Level has allowed me to reinvest in my business and take it to the next level!"
James Kramer, Atlanta
96%
of Level's customers would recommend the Level advance to a friend.
“I was facing a lot of difficulties getting credit or financing, but Level was there."
Elijah McCall, New York
"Level helped me bounce back and get my wheels turning again."
Khider Omer, Los Angeles
"Here's a view for you of the tremendous opportunity Level has provided!"
Edgar Guzman, Seattle
"Level has allowed me to reinvest in my business and take it to the next level!"
James Kramer, Atlanta

What are some of the ways you can use a Level Advance?

Tools and Equipment
A good tool improves the way you work. A great tool improves the way you think.
Vehicle Purchase or Repair
Whether it's purchasing a new truck, adding a trailer, or paying for repairs, we've got you covered.
Working Capital
We all need a little fuel as we go. Let us help you with that.
Licensing
No one likes this part of running a business, but your customers love it when you have the paperwork squared away.

What makes a Level Advance different?

Your work history is your application

Simple application process with minimal personal information.
Traditional Credit/Loan

Long forms, long waits

And lots of small print.

Single flat fee

We apply a single fee on your Advance. No late fees. No penalties.
Traditional Credit/Loan

Multiple fees

From late fees to hidden charges, they start to add up.

Repayment tied to your earnings

Get it, set it, forget it. You pay as you earn and your business grows. We're aligned with you.
Traditional Credit/Loan

Repayment tied to their schedule

Repayments are fixed, with interest, and on their terms.

Built for you

Our service is designed specifically for today's growing on-demand small businesses.
Traditional Credit/Loan

Square peg, round hole

Legacy institutions and their products weren't built with you in mind.

How it works

Apply

It only takes a few minutes! No Social Security numbers or credit checks — Level Advances are based on your work history.

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Receive funds

Once approved, customize the terms of your Advance to suit your needs. When you're done, we deposit the funds into your designated account.

Automatic repayment

As you earn, we'll deduct the percentage that we've agreed upon. You keep the rest! Once your Advance amount and fee are repaid, we stop deducting.

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Frequently asked questions

What is a Level Advance?

When you take a Level Advance, we’re providing you with cash upfront in exchange for a fixed percentage (“revenue percentage”) of your future earnings until the Advance and the fee is paid off. Since your repayment is a percentage of your earnings, that obligation goes up and down along with your earnings. This guarantees you'll keep the same portion of your earnings, even in your low months, and there’s no risk of having to pay out of pocket. Choose a revenue percentage that fits your business and don’t worry about paying back more than you can afford.

Why should I get a Level Advance?

You should get a Level Advance if you're looking to invest in growing your business and expect that investment to translate into increased future earnings. Level charges a fixed fee, which is included in the total amount you'll repay in addition to the Advance amount. That fixed fee is the only fee that Level charges, so you'll know always know exactly how much you'll repay.

Is this a loan?

No, this is not a loan. Repayment is the main difference between a loan and a Level Advance. With a loan, payments typically have monthly minimums and interest, where the amount you repay increases with the time it takes to repay. With a Level Advance, the total amount you'll repay is fixed upfront, and you'll contribute a percentage of your earnings towards repayment every time you earn. This guarantees you'll have income even in your low months, and there’s no risk of having to pay out of pocket.

Don't see your question? See our full list of FAQs.
Or, get in touch with us and we'll get back within 12 hours.

Ready to build your business?
Get started now.