When you take a Level Advance, we’re providing you with cash upfront in exchange for a fixed percentage (“revenue percentage”) of your future earnings until the Advance and the fee is paid off. Since your repayment is a percentage of your earnings, that obligation goes up and down along with your earnings. This guarantees you'll keep the same portion of your earnings, even in your low months, and there’s no risk of having to pay out of pocket. Choose a revenue percentage that fits your business and don’t worry about paying back more than you can afford.

You should get a Level Advance if you're looking to invest in growing your business and expect that investment to translate into increased future earnings. Level charges a fixed fee, which is included in the total amount you'll repay in addition to the Advance amount. That fixed fee is the only fee that Level charges, so you'll know always know exactly how much you'll repay.

No, this is not a loan. Repayment is the main difference between a loan and a Level Advance. With a loan, payments typically have monthly minimums and interest, where the amount you repay increases with the time it takes to repay. With a Level Advance, the total amount you'll repay is fixed upfront, and you'll contribute a percentage of your earnings towards repayment every time you earn. This guarantees you'll have income even in your low months, and there’s no risk of having to pay out of pocket.