If you have questions about deleting or correcting your personal data please contact our support team at firstname.lastname@example.org.
Collection and Use of Information
Your use of the Platform may result in certain PII collected or used by Level.
We may use the information collected for a variety of business-related purposes, including but not limited to:
We may share the information collected with:
By using the Platform you consent to Level’s collection and use of information as specified below:
a) Registration Information.
In order to utilize some of the Platform you will need to set up an “Account” with us, we require certain identifying information that will be linked to your Account, including your:
You will also create an Account password. We encourage you to exercise caution before voluntarily disclosing other types of PII about yourself, and prohibit you from disclosing any PII about another person, whether another account holder or not.
b) Verification and Compliance.
While users generally have the right to limit most information collected and shared via the use of the Platform, federal law requires the collection and verification of certain information as it relates to financial institutions. Specifically, in order to use the Platform, certain financial service providers must verify certain information in order to carry out financial transactions, including name and date of birth.
Level may also collect public or non-public information about you in order to verify your identity, prevent fraud, or otherwise provide the Platform to you.
c) Linking User Earnings and Bank Account.
In order to link your User Bank Account and any Earnings Accounts to the Platform, third party service providers might use and verify certain information in order to carry out financial transactions. This information may includeUser Bank Account Username and Password.
d) Transaction Information.
By using the Platform, Level may collect your Transaction Information. “Transaction Information,” includes but is not limited to User Bank Account and/or Earnings Accounts:
Level may use Transaction Information, in an anonymized or aggregated format stripped of personally identifiable information, to operate, provide, develop, and improve the Platform.
e) User Analytics
The Platform may automatically collect certain types of technical information, such as:
We use this information to better understand how our visitors use the Platform, and to maintain and improve Platform.
We use Google Analytics to help us understand how our Users use the site. For more information about your PII and Google, please visit www.google.com/intl/en/policies/privacy.
f) Location Information & IP Addresses
Internet Protocol (“IP”) addresses indicate the location of your computer or mobile device on a network connected to the Internet. Using the Platform may result in the logging of IP addresses for systems administration, troubleshooting purposes, and to prevent prohibited account sharing. While this may be used to infer an approximation of your location when using certain features of the Platform, we do not log IP addresses to track your location. If you are an account holder, we may link IP addresses to PII in order to monitor account sharing and prevent prohibited activity.
g) Data Aggregation
In addition to the other uses described in this Policy, you agree that we may extract and use information from the information you disclose for the purposes of aggregating data in a non-identifiable method. This aggregated data may be used to improve the Platform or, without limitation, to develop, analyze, combine, or publish the aggregated data for commercial purposes.
Third party service providers may also place a cookie or similar file on your computer: (i) to customize your experience; (ii) to collect technical and navigational information; or (iii) for security purposes.
i) Behavioral Advertising; Marketing
We may use your PII to provide you with targeted advertisements or marketing communications. Our marketing communications contain information about unsubscribing from such communications.
For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s website at www.networkadvertising.org/understanding-online-advertising/how-does-it-work.
You can establish do not track settings by opting out of targeted advertising by visiting:
Facebook at www.facebook.com/settings/?tab=ads,
Google at www.google.com/settings/ads/anonymous, and
Digital Advertising Alliance’s online portal at www.optout.aboutads.info.
Protection of Certain Personally Identifiable Information
We take all measures reasonably necessary to protect against the unauthorized access, use, alteration, or destruction of potentially PII. We disclose potential PII only on an as needed (or required) basis as follows:
Feedback & Support
If you send us a request (via email@example.com), we reserve the right to publish it (taking commercially reasonable efforts to remove unnecessary PII) in order to help us clarify or respond to your request or to help us support other users (e.g., create a FAQ database).
We may provide technical support to service your Account with us. In order to do so, we may use certain PII, with your consent, to access your Account for the purpose of troubleshooting, running tests, and/or otherwise providing support. In providing technical support to you, we may potentially see other PII viewable on your Account pages. As with all other information, we will hold any information we encounter in the process of providing support to the highest possible security and protection standards.
Accessing and Updating your Personal Information
To review, access, or update your personal information to review its accuracy or request deletion, please contact us at firstname.lastname@example.org.
We will make commercially reasonable efforts to provide you with reasonable access to any of your personal or other account information held by Level within 45 days of your verified request. We provide this access so you can review, make corrections, or request deletion of your information. If we cannot honor your request within the 45-day period, we will tell you when we will be able to provide access. In the unlikely event that we cannot provide you access to your information, we will explain why we cannot do so.
Please note that any changes you make will be reflected in our active user database within a reasonable time, however we may retain information you submit for backups, archiving, prevention of fraud, to satisfy legal obligations, or otherwise we reasonably believe there is a legitimate reason to do so.
You can opt out of receiving marketing communication we send you at any time. You can exercise this right by clicking on the “unsubscribe” link in the emails we send you or by contacting email@example.com
Additional information for California Residents
If you are a California resident and use our Platform, you can request a notice disclosing certain information about the categories of personal information we have shared with non-exempt third parties for their direct marketing purposes during the preceding calendar year. To requests such a notice, please contact firstname.lastname@example.org.
Additional information for International Users
To prevent unauthorized access, safeguard data accuracy, and maintain the appropriate use of information, we have put in place appropriate physical, technical, and administrative procedures to protect the PII you submit. We rely upon industry-leading third party service providers to assist with data security efforts, including use of data storage and encryption in Amazon Aurora DB clusters and identity management through Amazon Cognito.
We strive to ensure the integrity and security of our network and systems. However, since the Internet is not 100% secure and as new technology evolves and emerges, we cannot guarantee that our security measures will prevent third-party interference from illegally obtaining or tampering with your personal information.
We encourage you to help us by also taking precautions to protect your personal data when you use the Platform. Change your Account password often, using a combination of letters, numbers, and characters, and make sure you use a secure connection.
Privacy of Minors
Level does not promote or offer the Platform for use by anyone under the age of 18 (“Minors”), knowingly solicit or collect PII from Minors, and will not knowingly link to any third-party website or platform that solicits or collects PII from Minors. If you believe that a Minor has disclosed PII to us or that we have linked to such a third-party or user website or platform, please contact us.
If our ownership substantially changes, such that all of its assets were acquired, or merged into another entity, or in the unlikely event that we enter bankruptcy, you understand that any stored personally identifying, and non-personally identifying information and data will likely be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer or our merging entity may continue to use your personal information as set forth in this policy.